A Lesson in Financial Responsibility

February 16, 2012 at 7:30 am | Posted in Life and Living | Leave a comment
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When I was in middle school, I was pretty good at math.  I was good enough to be in the advanced math class that put me a year ahead of what was required at the time.  For some reason, I totally got algebra.

But as I got older, I started to struggle with math, but not enough to take science in its place. Just enough that I started to get Cs and bring in special treats to my math teachers to make them like me.  I learned how to save formulas in my calculator so I could pass calculus, and somehow I passed a test that allowed me to waive the first year requirement of math in college.

Then the smart phone was invented, and all responsibility for remembering basic math went out the window.  I would never again trust myself to calculate a tip when I had the tip calculator app.

Because of my fear of screwing up numbers, I have always been cautious with money. With credit this and debit that, this fee and that tax, interest here and debt there, I get easily confused.  That is part of the reason why when it comes to tax season, I immediately throw up my hands and give all my papers over to my father.  Our family friend will take care of it. No worries.

Except that that favor has finally run its course. So this year, I took it upon myself to figure out my taxes.  I used Turbo Tax (you can get a Turbo Tax Promo Code here), which was super easy.  Sure there were questions that I didn’t understand, but that was mainly because they did not pertain to me.   Overall, it was really easy and I got an accurate return.  And better yet, I was proud of myself for taking responsibility for my financials and learning a little something in the process.

Of course this doesn’t mean I’m not going to ask for assistance when I need it when it comes to financial stuff. I still don’t get all of it, or really most of it. I know I will still look to my father for advice when determining my 401K investments, and I know one day I will definitely need some guidance on how to get a mortgage.  But I will learn, and if there are more tools like Turbo Tax to empower the financially confused, the world would be a better, more self-sufficient, place.

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